Let’s Fix The World!

fix the world

Let’s face it, folks!  We’re screwed — like totally.  Western society is in an unholy hole, and every time some bright-bulb-somebody shows up with a shovel and tries to fix things, they just end up digging us in a little deeper.  In my lifetime, the poor have gotten poorer, the hungry have gotten hungrier and the homeless have gotten — uh — well, you can’t actual get any homelesser, but given the wretched state of things, they probably would be — if it were at all possible.  The point is, we need to do something — yesterday — or we’re going to find out rock bottom has a basement.  Unfortunately, our world has been hijacked by stupid people.  We all know there’s no cure for stupid, but with a little ingenuity, we can limit the ability of these morons to control the agenda.  This is not a quick fix, and it could take a generation or two to get things under control, but if we act now there’s still time to save our society.  Here are three things we need to do immediately, or the next voice we’re going to hear is President Dwayne Elizondo Mountain Dew Herbert Camacho from Idiocracy, declaring war on asparagus.

1 — We need to make people take a test (and pass it!) before they’re allowed to vote.  Here’s the deal: plumbers have to take a test (and pass it) before they’re allowed to play around with your sewer pipes; electricians have to take a test before they’re allowed to install a light switch; even cab drivers have to take a test before their allowed to drive you home from the bar.  Yet, when it comes to politics and selecting the folks who are actually going to run the world, we abandon all due diligence and let every dumbass who can make an ‘X’ have a say — an equal say, BTW.  No wonder most of our leaders have nice hair, good teeth and no brains.

2 — We need to make people who want to become parents go to Parenting School.  Here’s the deal: if you want to be a teacher and teach kids, you have to go to school.  If you want to open a Day Care and look after kids, you have to go to school.  Hell, in some places if you want to be an occasional babysitter — you have to go to school.  Yet, if you want to become a parent and be totally — 100% — responsible for a helpless child’s comfort, nutrition, safety and education, their physical, psychological, moral and spiritual wellbeing, and work diligently 24/7 for 18 years (without a day off) to turn them into responsible adults — all you have to do is have one too many tequilas, let a foot massage get out of hand and 9 months later — Shazam! — you’re a parent.  Does this make any sense?  Letting a bunch of people who haven’t got a clue about life have kids and pass their cluelessness on to the next generation is what’s exponentially killing our society.

But first — before we do all that:

3 — We need to take the warning labels off everything.  This is Darwinism at its best, and it might be exactly what our world needs right now.

Mean Words About Insurance

car-accident

The entire insurance industry is based on the simple premise that there are any number of ways to rob somebody without sticking a gun in their face.  Over centuries of thievery, insurance people have mastered every one of them.  To call insurance companies shysters is an insult to shysters everywhere.  Here are a few things everyone should know about insurance.

FULL DISCLOSURE:  I’ve had insurance in one form or another for most of my life, so I am well-versed in the wiles of these swindlers.

Insurance Agents — These are magical people who are literally everywhere when they’re trying to sell you insurance but suddenly vanish off the face of the earth after you buy it.

The Policy — This a mind-baffling 60 page document written by a cabal of blood-sucking lawyers.  (No, not all lawyers are bloodsuckers, but the 99% who are give the others a bad name.)  Its express purpose is to legally deny everything the salespeople (agent) ever said to you — including “Good morning.”

Deductible — This is a sneaky way of saying “We’re always going to keep some of the money we owe you, because — uh — we can.”  Nobody has ever given me a satisfactory reason why the “deductible” even exists.  What is its actual purpose?  Or how do I, the customer, benefit from having a “deductible?”  Want some serious John Oliver grins?  Phone up your insurance company and ask them to explain the “deductible” to you.

Claim Form — This a mind-baffling 60 page questionnaire written by a cabal of blood-sucking lawyers.  (No, not all lawyers are bloodsuckers but the 99% who are give the others a bad name.)  Its express purpose is a) to prove you’re a lying, cheating criminal or b) to frustrate you to the point of gut-splattering suicide.

The Payout — Should catastrophe actually befall you, get ready for a trial by fire.  This ordeal will include (but will not be limited to) a mountain of paperwork, months of argument, 19 emails, 27 telephone calls, 8 hours on hold, a letter to your political representative, a formal complaint to the Board of Trade, and thousands of dollars to your own blood-sucking lawyer.  Then, at the precise moment you’re seriously contemplating homicide, suicide — or both — the insurance company will offer you a minuscule amount of money (minus the “deductible”) for your trouble.  This will be an insulting fraction of what they promised you when you bought the damn policy, but a word of advice.  Take it — or they’ll start the whole process all over again.

So what’s it all about:

What is Insurance? —  Insurance is a bet you make with a nameless, faceless, soulless corporation that something terrible is going to happen to you.  Every month, you ante up a sum of money (called the premium.)  This “premium” is held by the insurance company, and if you happen to avoid disaster for 30 days, you lose the bet and the nameless, faceless, soulless corporation gets to keep your money.  This little exercise is repeated — month after month, year after year — until you either go broke, get sick, die or your house burns down.  Thus, weird as it sounds, every month that life is good, you lose the bet and lose your money.  But if your life does go to hell and you finally win the bet — you still lose!

DISCLAIMER:  This is satire, and I am sure that there are plenty of insurance companies out there who are honest and trustworthy — but like unicorns, leprechauns and howling banshees, I’ve never seen one.

Facebook Sucks … Kinda/Maybe

OMG, the sky is falling!  Citizens, run for your lives!  SAVE YOURSELVES!

facebook1

This moment of panic was brought to you by Mark Zuckerberg and the good folks down at Facebook.  Apparently, those fun-loving scamps in Menlo Park, CA have been slackin’ off in the I’ve-Got-Your-Back department and allowed another company, Cambridge Analytica, to harvest personal data from a bunch of unsuspecting Facebook users.  Actually, “a bunch” is a bit of an understatement; the real numbers are north of 50 million.  Wow!  This is a serious no-no, and I have the feeling “my bad!” isn’t going to cover it.  (Although it looks like Zuckerberg is giving it the good ol’ Harvard try.)

I’ll grant you that this sordid bit of business looks remarkably like some faceless corporate somebody is peeking in the bedroom window, but let’s not get all lynch mob crazy just yet.  There are a few things we have to consider.

One — Unless you’ve been living on one of the moons of Uranus for the last 30 years, you know that the Internet is kinda like Santa Claus:
It sees you when you’re sleeping
It knows when you’re awake
It knows if you’ve been bad or good
So be good for goodness sake!
Cyberspace is not a vacuum, and every computer click that happens there is going somewhere.  Only children and the hopelessly uniformed believe the Internet is a private party.

Two — The people who are suddenly swimming in a sea of indignation over their invaded private parts are the same ones who’ve been posting their lives away on social media.  Honestly, if you’re telling the entire world everything about yourself — from your college Beer Pong championship to what you had for lunch at Olive Garden — you don’t have a lot of room to complain.  There’s such a thing as due diligence.

Three — Right now, Facebook might be the Big Bogeyman (Bogeyperson?) but they’re not the only ones collecting your private information.  Literally everything, in the 21st century, is selling you out to Cyberspace — from your Smart phone and its GPS tracker to that Rewards Card in your wallet that offers up your buying habits every time you swipe it.  At any given moment, some Internet minion somewhere can probably pull up a profile and tell you what size underwear you’re wearing and where and when you bought it.

But finally — So what?  Like it or not, we all know privacy has always been a movable feast.  Anybody who grew up in a small town will tell you that.  Personally, I’m not too pleased my preference in intimate apparel is getting harvested by 1,001 data management companies across the world, but my alternatives are limited.  I can a) sit around and bitch about it or b) pull the plug on my digital world and walk away.

So far, I’m not prepared to do either one.